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Secure, Money-Saving Services

PPCU is a friendly, member-owned financial institution, conveniently located throughout the Bay Area. Our commitment to our member-owners is to surpass their financial expectations by offering an entire range of financial services from loans, savings and investment accounts to online banking, all at the best possible rates.

Important Alert: Be Aware of a Fraudulent CO-OP Mobile Text Phishing Scam 

If you receive an automated SMS/text message from what appears to be CO-OP Mobile asking you to enter your account information (including ATM PIN number), DO NOT click on any links within the text messages or respond to these messages. CO-OP Mobile SMS/text Messages that are legitimate do NOT ask members for account information including ATM PIN numbers.
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You could win $1,000 


Save 10% on Your Monthly Sprint Bill 

Sprint IIA Talk About Savings

Buy Disneyland, Theme Park and Movie Tickets 

Purchase discounted entertainment tickets at any of our branches for the following theme parks and movie theaters.
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Dear Members: 

Please know that the recent USPS data breach is not in any way connected to PPCU’s operations. We are a separate entity altogether. You can be assured that your account information is completely safe and secure, as it always has been. You may continue to access your account using online and mobile banking, Zipline, and your ATM or debit MasterCard with confidence. If you have any questions, don’t hesitate to call us at (800) 696-6009.

Debit MasterCard Benefit 

If you ever find yourself in a situation where your identity may be compromised due to theft or fraud, you can rest a bit easier knowing that your PPCU debit MasterCard features a no-cost Identity Theft Resolution Service.
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Stay Safe with Roadside Assistance from CU Auto Club 

Credit Union Auto Club

Improved Security for Your PPCU Debit Card 

As part of our continuing effort to bring the best technology and service to our members, we upgraded our Card Fraud Detection and Notification System on June 2, 2014. Please read on to learn how this benefits you.
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Don't Lose Your Credit Union Benefits - Click to Stop Taxation 

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Now You Can Stop Payment on a Check Using Online Banking 

Here’s how.
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PPCU Branches are Open 9am - 5pm from Monday through Friday 

Please note that all PPCU Branches are open Monday - Friday from 9 am - 5 pm.
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Are You Traveling and Plan to Use Your PPCU VISA Card? 

Make sure you call us at (800) 696-6009 and let us know when and where you are traveling. This will help ensure that your card is not blocked for security reasons.
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Get Preferred Pricing on Select GM Cars 

GM Credit Union Discount

Take Advantage of eStatements and Save a Tree 

View your monthly statements anytime, anywhere, from your personal computer. eStatements are not only free, they are safe, secure and eco-friendly.
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Our Low Loan Rates can Save You Money 

Take a look at our Vehicle Rates and Visa Card and Personal Loan Rates. Remember that you get a 1/4% discount with an active PPCU checking account. Apply here.

Free ATM Access at many 7-Eleven, Costco, Bank of the West and Walgreens locations 

It's easy to get cash wherever you are without an ATM surcharge. Many terminals take deposits too. Look for the CO-OP logo.
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Win 0% APR on your PPCU Loan 

Win a no-interest loan if your name is drawn in our monthly 0% APR* drawing.
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We can help 

Sometimes having extra breathing room can make life a little easier. If you are experiencing financial hardship and need to skip a monthly payment on your PPCU loan or Visa card, call our Lending Department at 800.696.6009.*
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Current Rates

New Auto Loans
Used Auto Loans
Personal Loan
1st Mortgage 30-yr Adj.

Can't Pay Your Mortgage?

Click here for information about what to do if you are having trouble paying your current morgage.

Postal and Civil Service Employees

PPCU is the only Greater San Francisco area credit union dedicated to serving U.S. Postal and Civil Service employees and their families.

Apply for a Loan

Get a loan for almost anything!
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Holiday Schedule

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balance financial fitness logo

Have a question about money, debt or credit management? Call Balance at 888-456-2227 for professional and confidential money management information and counseling. It's free of charge for PPCU members.

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Early delinquency Intervention: Saving your home from foreclosure

There are many reasons homeowners face difficulty in making mortgage payments. Click here for information.