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Secure, Money-Saving Services

PPCU is a friendly, member-owned financial institution, conveniently located throughout the Bay Area. Our commitment to our member-owners is to surpass their financial expectations by offering an entire range of financial services from loans, savings and investment accounts to online banking, all at the best possible rates.

Important News! New Branch Office Hours 

Beginning July 1, 2013, all PPCU branches will open Monday - Friday from 9 am - 5 pm.
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Buy Great America, Six Flags, Raging Waters, Monterey Bay Aquarium and Movie Tickets 

Buy discounted entertainment tickets at any of our branches for the following theme parks and movie theaters.
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Get Preferred Pricing on Select GM Cars 

GM Credit Union Discount

eStatements Now Available 

View your monthly statements anytime, anywhere, from your personal computer. eStatements are not only free, they are safe, secure and eco-friendly.
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Our Loan Rates can Save You Money 

Our loan rates are now even lower to save you more money. Take a look at our Vehicle Rates and Visa Card and Personal Loan Rates. Remember that you get a 1/4% discount with an active PPCU checking account. Apply here.

Go to Walgreens for surcharge-free ATMs 

Get cash without a surcharge at more than 500 ATMs in Walgreens locations throughout California. 7-Eleven, Costco and Bank of the West machines are also free to access. Go to www.co-opnetwork.org to find your nearest no-fee ATM.

Save 10% on your monthly Sprint bill & more 

Sprint IIA Talk About Savings

Free ATM Access at 7-Eleven, Costco, Bank of the West and Walgreens 

It's easy to get cash wherever you are without an ATM surcharge. Most terminals take deposits too.
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Win 0% APR on your PPCU Loan 

Win a no-interest loan if your name is drawn in our monthly 0% APR* drawing.
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We can help 

Sometimes having extra breathing room can make life a little easier. If you are experiencing financial hardship and need to skip a monthly payment on your PPCU loan or Visa card, call our Lending Department at 800.696.6009.*
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Current Rates

New Auto Loans
1.99%APR
Used Auto Loans
2.49%APR
Personal Loan
6.9%APR
VISA
8.49%APR
1st Mortgage 30-yr Fixed
3.75%

Can't Pay Your Mortgage?


Click here for information about what to do if you are having trouble paying your current morgage.

Postal and Civil Service Employees

PPCU is the only Greater San Francisco area credit union dedicated to serving U.S. Postal and Civil Service employees and their families.

Apply for a Loan

Get a loan for almost anything!
Apply Now!

Holiday Schedule


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Newsletter

Get the latest Postal Express newsletter.
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balance financial fitness logo

Have a question about money, debt or credit management? Call Balance at 888-456-2227 for professional and confidential money management information and counseling. It's free of charge for PPCU members.


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Early delinquency Intervention: Saving your home from foreclosure

There are many reasons homeowners face difficulty in making mortgage payments. Click here for information.